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    VA Ratings Guide · Updated 2025

    VA Disability Ratings: How They Work and How to Maximize Yours

    The VA rates each service-connected condition on a scale from 0% to 100%. Most veterans are rated too low. Here is why — and what to do about it.

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    What Each Rating Pays (2025 Rates)

    VA disability compensation is tax-free and paid monthly. The amount depends on your combined disability rating and the number of dependents you have. These figures are for a single veteran with no dependents.

    RATINGMONTHLY (NO DEPS)NOTE
    10%$175/moMinimum compensable rating
    30%$524/moThreshold for dependent benefits
    50%$1,075/moSignificant monthly benefit
    70%$1,663/moMental health TDIU threshold
    100%$3,737/moMaximum schedular rating

    The “Whole Person” Combined Ratings Formula

    The VA does not simply add your ratings together. Instead, it uses the “whole person” method. If you have a 50% rating, the VA considers you 50% disabled and 50% “whole.” A second 30% rating is applied to the remaining 50%, adding 15 percentage points — bringing your combined rating to 65%, which rounds to 70%.

    This is why veterans with multiple conditions often feel like they are being shortchanged. The math is not intuitive — but it is exploitable. The key is identifying the right combination of conditions and secondary conditions to push your combined rating over key thresholds (30%, 50%, 70%, 100%).

    The EasyVAClaims Wizard Does This Math For You

    Enter your conditions and our free tool calculates your combined rating, shows your estimated monthly benefit, and identifies secondary conditions you may be missing.

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    Secondary Conditions: The Key to Unlocking a Higher Rating

    Many veterans are stuck at a low combined rating because they only claimed their primary conditions — a wrist injury, a bad knee, tinnitus. The VA does not rate these particularly high on their own. But what most veterans do not realize is that those nagging injuries often cause secondary conditions that the VA is legally obligated to compensate.

    The most overlooked secondary claims are mental health conditions. Back pain that prevents you from playing with your grandchildren, ringing in the ears that disrupts your sleep, chronic pain that steals the active lifestyle you once had — these have real mental health consequences. And the VA recognizes that.

    Jordan Anderson

    Jordan Anderson

    Founder, EasyVAClaims · 100% P&T Veteran

    There's one called somatic symptom disorder and there's another called chronic pain syndrome. These are two mental conditions which acknowledge that your symptoms from your service-connected conditions absolutely have a mental impact — and that mental impact is also compensable. The VA is lawfully on the hook for that. We've seen mental conditions awarded on average a 70% rating just on their own. That can often be the difference of a house payment per month.

    The key to winning a secondary claim is a quality nexus letter that establishes the medical connection between your primary condition and the secondary one. This is where a professionally written nexus letter becomes one of the highest-leverage investments a veteran can make.

    Watch: Why Tinnitus Is a Rating Gold Mine

    377,000+ veterans have watched this. Tinnitus is the single most claimed VA condition — and for good reason.

    More on VA Disability Ratings

    A Tinnitus VA Rating Is a GOLD MINE — Here's WhyRead article →A Back Pain VA Rating Is a GOLD MINERead article →Back Pain Rating: The $4,000/Month Secret (No Proof Needed)Read article →VA Disability Rating Increase — Do I Need a Lawyer?Read article →VA Math: Insomnia, Migraines & Tinnitus ExplainedRead article →Yes, Your VA Disability Rating Should Probably Be HigherRead article →Vets Shocked at 70% Ratings From Chronic PainRead article →

    Find Out What Your Rating Should Be

    Most veterans are rated too low. The free EasyVAClaims wizard identifies missing conditions and calculates your true combined rating in minutes.

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